Terms of Use

Terms of Use
Last Updated: June 16, 2026

These Terms of Use govern your access to and use of the website operated by Floyd Benefits Group (“we,” “us,” or “our”). By accessing or using this website, submitting information through our forms, or scheduling a consultation, you agree to be bound by these Terms of Use and our Privacy Policy.

1. Website Use

This website is intended to provide information about life insurance products and services, educational resources, and opportunities to request additional information or schedule a consultation. You agree to use the website only for lawful purposes and in a manner that does not interfere with its operation, security, or the experience of other users.

2. No Insurance Advice

The content on this website is provided for general informational purposes only and should not be considered legal, tax, financial, or insurance advice. Any coverage discussion, quote request, or consultation does not guarantee eligibility, approval, pricing, or policy issuance.

3. Forms and Consultations

When you submit a contact form, request a quote, or schedule a consultation, you agree to provide accurate, current, and complete information. You understand that submitted information may be used to contact you, respond to your inquiry, prepare for a consultation, and maintain internal business records.

If you provide consent for calls, texts, or emails, you acknowledge that we may contact you using the information you submitted for service-related and, where permitted, marketing purposes. Consent-related disclosures should be clear and separate from unrelated contractual terms, and submission of a form may serve as your affirmative action where required by applicable law.

4. User Conduct

You may not use the website to submit false, misleading, unlawful, or harmful information. You also agree not to attempt to gain unauthorized access to the website, introduce malicious code, disrupt site performance, scrape content without permission, or use the site in a way that violates any applicable law or regulation.

5. Intellectual Property

All website content, including text, graphics, branding, logos, design, and other materials, is owned by or licensed to Floyd Benefits Group and is protected by applicable intellectual property laws. You may view the content for personal, noncommercial use only, and you may not reproduce, distribute, modify, or exploit it without prior written permission.

6. Third-Party Links and Services

Our website may contain links to third-party websites, scheduling tools, analytics providers, or service platforms. We are not responsible for the content, security, terms, or privacy practices of third-party sites, and your use of those services is governed by their own policies.

7. Disclaimers

We make reasonable efforts to keep the website accurate and available, but we do not warrant that the website will always be error-free, uninterrupted, secure, or free of harmful components. The information on this site may be updated, modified, or removed at any time without notice.

8. Limitation of Liability

To the fullest extent permitted by law, [Your Business Name] is not liable for any direct, indirect, incidental, consequential, or special damages arising from your use of the website, your reliance on website content, or your inability to access the website. This limitation applies even if we have been advised of the possibility of such damages.

9. Changes to These Terms

We may update these Terms of Use at any time by posting a revised version on this page. Your continued use of the website after changes are posted means you accept the updated Terms.

10. Contact Information

If you have any questions about these Terms of Use, please contact us at:

Floyd Benefits Group
info@floydbenefitsgroup.com